NettetPayday loans: $30 fee, so I'd owe $230. Cash Advance: $3.50 fee plus 23% interest = $214 if paid in three months. Overdraft: $35 plus 21% interest = $252. Overdraft Protection (which I just learned about): $5 plus 21% interest = $219. A cash advance sounded reasonable until I heard that in the US they have far better lending options. NettetDisclaimer: All loans are subject to credit and underwriting approval. InstantFunding is a loan search platform and comparison website, not a lender. InstantFunding only work with financial service providers that adhere to Canadian laws and regulations. Loans range from $300-$1 500 with terms from 4 months to 12 months or longer.

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